```
{
"code": 0,
"message": "业务成功",
"transaction_id": "<实际请求流水号>",
"data": {
"baseInfo": {
"phone": "138****8000",
"idCard": "110101********1234",
"sex": "男",
"name": "张某",
"channel": "中国移动",
"phoneArea": "北京-北京",
"location": "北京市朝阳区",
"age": 35,
"status": 1
},
"securityInfo": {
"ikey": 1,
"front": 0,
"takeDrug": 0,
"escape": 0,
"drug": 0,
"icase": 0,
"itrancase": 0
},
"performanceStatistics": {
"performanceCountLast12Months": 2,
"repaymentExceptionCountLast24Months": 0,
"repaymentExceptionCountLast6Months": 0,
"settledLoanOrderCount": 2,
"creditLoanDuration": 12
},
"courtRiskInfos": [
{
"judgmentDate": "2024年05月29日",
"matchScore": 0.99,
"caseStatus": "已结案",
"executionAnnouncementId": "c2024jing0105zhi2050",
"caseStatusDescription": "执行完毕",
"judgmentDateTimestamp": 1716912000000,
"title": "(2024)京0105执2050号",
"type": "zxgg",
"contentSummary": "执行案件信息摘要"
}
],
"antiFraudInfo": {},
"rentalBehavior": {
"rentalApplicationCountLast7Days": "0/0",
"rentalApplicationCountLast14Days": "0/0",
"rentalApplicationCountLast1Month": "1/1",
"rentalApplicationCountLast3Months": "2/1",
"rentalApplicationCountLast6Months": "2/1",
"rentalApplicationCountLast12Months": "3/2",
"rentalApplicationInstitutionsLast12Months": "3/2"
},
"standLiveInfo": {
"finalAuthResult": "0",
"inTime": "24",
"verification": "1"
},
"riskPoint": {
"legalCasesFlag": 1,
"judicialCase": 0,
"securityRisk": 1,
"judicialRisk": 1,
"limitCasesFlag": 0,
"executionCasesFlag": 0,
"antiFraudRisk": 0,
"multiQuery": 0,
"disinCasesFlag": 0
},
"riskSupervision": {
"rentalRiskListIdCardRelationsPhones": 0,
"details": "无",
"rentalRiskListPhoneRelationsIdCards": 0,
"leastApplicationTime": "2025-06-02"
},
"lendingStatistics": {
"lendingCountLast3Months": 0,
"lendingCountLast6Months": 0,
"lendingCountLast12Months": 0,
"lendingCountLast24Months": 0,
"totalLendingInstitutionCount": 0
},
"riskList": {
"creditLeaseRisk": 0,
"vehicleLeaseViolation": 0,
"industryBlacklist": 0,
"identityFake": 0,
"creditOverdueRecord": 0,
"bankOverdueRecord": 0,
"courtViolator": 1,
"groupFraud": 0,
"taxDebt": 0,
"phoneNumberStatus": 0,
"riskPhoneNumber": 0,
"highRiskArea": 0
},
"creditDetail": {},
"overdueRecord": {
"currentOverdueCount": 0,
"currentOverdueInstitution": "-",
"lastOverdueDate": "-",
"totalOverdueAmount": "-",
"m0PlusCountLast12Months": 0,
"m1PlusCountLast12Months": 0
},
"applicationStatistics": {
"totalApplicationCount": 5,
"consumptionInstallmentApplicationCount": 1,
"applicationCountLast12Months": 17,
"applicationCountLast6Months": 2,
"applicationCountLast3Months": 2,
"applicationCountLastMonth": 1,
"daysSinceLastApplication": "(0,30)",
"lastApplicationDate": "2025-04",
"onlineLoanApplicationCount": 2,
"otherApplicationCount": 2
}
}
}
```