```
{
"code": 0,
"message": "业务成功",
"transaction_id": "<实际请求流水号>",
"data": {
"baseInfo": {
"name": "张某",
"age": 34,
"sex": "男",
"idCard": "3203**199102***152",
"phone": "158****2970",
"location": "江苏省徐州市沛县",
"phoneArea": "江苏-徐州",
"channel": "中国移动",
"status": 4
},
"standLiveInfo": {
"finalAuthResult": "0",
"verification": "1",
"inTime": "3"
},
"checkSuggest": "建议拒绝",
"fraudScore": 100,
"creditScore": 300,
"verifyRule": "高风险",
"fraudRule": "高风险",
"riskWarning": {
"totalRiskCounts": 4,
"level": "C2,C5",
"noPhoneDuration": 1,
"isDisrupSocial": 1,
"highFraudGangLevel": 1,
"hitCriminalRisk": 1,
"phoneThreeElementMismatch": 0,
"idCardTwoElementMismatch": 0,
"hitCurrentOverdue": 0,
"frequentBankApplications": 0,
"frequentNonBankApplications": 0
},
"riskSupervision": {
"rentalRiskListIdCardRelationsPhones": 0,
"details": "无",
"rentalRiskListPhoneRelationsIdCards": 0,
"leastApplicationTime": "2025-06-02"
},
"elementVerificationDetail": {
"sjsysFlag": 1,
"sfzeysFlag": 2,
"phoneCheckDetails": {
"num": "1",
"ele": "身份证号、手机号、姓名",
"phoneCompany": "中国移动",
"result": "不一致"
},
"personCheckDetails": {
"num": "1",
"ele": "身份证号、姓名",
"result": "一致"
},
"phoneVailRiskFlag": 1,
"phoneVailRisks": {
"num": "1",
"phoneCompany": "移动",
"phoneStatus": "沉默号",
"phoneTimes": "3(单位:月)"
},
"belongRiskFlag": 0,
"highRiskFlag": 2
},
"overdueRiskProduct": {
"lyjlhyFlag": 1,
"dkzhktjFlag": 2,
"tsmdyzFlag": 0,
"hasUnsettledOverdue": "逾期",
"currentOverdueInstitutionCount": "(0,1000)",
"currentOverdueAmount": "1",
"settledInstitutionCount": "[17,+)",
"totalLoanRepaymentAmount": "[68000,+)",
"totalLoanInstitutions": "[14,+)",
"overdueLast1Day": "未逾期",
"overdueLast7Days": "未逾期",
"overdueLast14Days": "逾期",
"overdueLast30Days": "逾期",
"daysSinceLastSuccessfulRepayment": "160+"
},
"multCourtInfo": {
"legalCasesFlag": 1,
"executionCasesFlag": 1,
"disinCasesFlag": 0,
"limitCasesFlag": 0,
"legalCases": [],
"executionCases": [
{
"caseNumber": "（2023）苏0302执保608号",
"caseType": "财产保全执行",
"court": "徐州市鼓楼区人民法院",
"litigantType": "被申请人",
"filingTime": "2023-05-12",
"disposalTime": "2023-05-17",
"caseStatus": "已结案",
"caseReason": "合同纠纷",
"disposalMethod": "部分保全"
}
],
"disinCases": [],
"limitCases": []
},
"loanEvaluationVerificationDetail": {
"riskFlag": 1,
"organLoanPerformances": [
{
"applyCount": "银行",
"last7Day": "0/0",
"last1Month": "0/0",
"last6Month": "2/0",
"last12Month": "2/0"
},
{
"applyCount": "非银",
"last7Day": "0/0",
"last1Month": "0/0",
"last6Month": "2/2",
"last12Month": "2/2"
}
]
},
"leasingRiskAssessment": {
"riskFlag": 2,
"threeCPlatformApplicationCountLast7Days": "0/0",
"threeCPlatformApplicationCountLast1Month": "0/0",
"threeCPlatformApplicationCountLast3Months": "2/1",
"threeCPlatformApplicationCountLast6Months": "2/1",
"threeCPlatformApplicationCountLast12Months": "3/2",
"threeCInstitutionApplicationCountLast12Months": "3/2"
}
}
}
```
